Speciality Sector
Truck Insurance Australia Commercial Vehicle Cover for Fleets & Owner Operators
1300 402 412Truck insurance is essential for protecting your vehicles, your business, and your livelihood across Australia. Whether you operate a single commercial vehicle or an entire fleet, Earnest Insurance brokers provide tailored truck insurance policies giving you the right level of cover and complete peace of mind on Australian roads.
Complete Truck Insurance Protection Australia
Our Australian truck insurance policies include comprehensive truck insurance, commercial truck insurance, semi-trailer insurance, and tow truck insurance safeguarding your vehicles against accidents, theft, and on-road risks. Whether you need light truck insurance or heavy vehicle cover for big rigs and tractor trailers, we ensure every vehicle in your fleet is fully protected across Australia.
Competitive Truck Insurance Quotes Australia Wide
We offer competitive truck insurance quotes for Australian businesses of all sizes from single vehicle owner-operators to large commercial fleets. Compare fleet insurance options from leading Australian insurers to find affordable trucking insurance that protects every vehicle without stretching your budget.
General Advice Warning: Any advice provided is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and read the relevant Product Disclosure Statement/Policy Wording before making any decision
Why Do You Need Truck Insurance in Australia?
Truck insurance protects your Australian commercial vehicles and business from unexpected on-road risks ensuring financial stability and operational continuity for owner-operators and fleet businesses across Australia.
Comprehensive Truck & Trailer Insurance Australia
Safeguard your Australian trucks, semi-trailers, and tractor trailers from accidental damage, theft, fire, storm, and other unforeseen on-road incidents keeping your commercial vehicles protected and your business moving.

Truck Insurance Compliance for Australian Businesses
Meet all Australian regulatory and compliance requirements with national truck insurance tailored for your specific commercial vehicle operations so your business stays legal, protected, and fully operational on Australian roads.

Peace of Mind for Australian Truck Operators
Minimize costly downtime and financial losses with reliable commercial truck insurance coverage for all your Australian business needs from owner-operators to large national fleets.
How Does Truck Insurance Work in Australia?
Applying for truck insurance with Earnest Insurance is a straightforward process designed to protect your Australian commercial vehicle operations with the best possible cover solution.
Step 1: Contact Our Australian Truck Insurance Brokers
Give us a call or fill out the form to get a free truck insurance quote from our experienced Australian insurance brokers we'll assess your commercial vehicle needs and find the right cover for your fleet or individual truck.
Step 2: Compare Truck Insurance Options Australia-Wide
We compare truck insurance policies from leading Australian insurers making sure your commercial vehicles have the right cover for accidents, theft, cargo, and liability across all Australian roads and routes.
Step 3: Get Covered & Keep Your Fleet Moving
Submit your truck insurance application and get ready for comprehensive commercial vehicle coverage so your Australian trucks, trailers, and fleet are fully protected on the road from day one.
Happy Clients
Our clients love the protection we provide.




Jashan has been very patient and helpful, thank you very much! Highly recommend!


Clyde Dvaz

Martin Yeats

Dr Amanda Johnson

Basra Sukh

Jaspal Singh
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FAQs
Find answers to your most pressing questions about Truck Insurance.
Truck insurance in Australia is a specialist commercial vehicle policy designed to protect truck operators, owner-operators, and fleet businesses against financial losses from accidents, theft, fire, and on-road incidents. It covers a wide range of vehicles including light trucks, heavy rigid trucks, semi-trailers, tractor trailers, tow trucks, and large commercial fleets operating on Australian roads giving businesses the financial protection they need to keep moving.
Truck insurance in Australia typically covers accidental damage to your vehicle, fire and theft, storm and weather damage, third-party property damage, legal defence costs, and cargo insurance for goods in transit. Depending on your policy, it can also include tow truck insurance, trailer cover, tools and equipment protection, downtime cover, and roadside assistance. Earnest Insurance brokers compare leading Australian truck insurance policies to find the right commercial vehicle cover for your specific fleet and operations.
The level of truck insurance you need in Australia depends on the type and value of your commercial vehicles, the nature of your freight or cargo, your fleet size, and the distances you travel across Australian roads. All registered trucks in Australia must hold Compulsory Third Party (CTP) insurance as a legal minimum. Our experienced Earnest Insurance brokers assess your specific commercial vehicle risks and recommend the right level of truck insurance cover for your Australian business.
Yes — Earnest Insurance offers fully customizable truck insurance policies for Australian fleet operators and owner-operators. You can add cargo insurance, downtime cover, tools and equipment protection, trailer cover, tow truck insurance, and roadside assistance to your commercial motor policy. We tailor your truck insurance to suit the exact needs of your Australian fleet and commercial vehicle operations ensuring no gaps in cover.
We provide flexible options, including short-term and long-term truck insurance solutions, to suit your business needs.
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