Speciality Sector

Truck Insurance Australia Commercial Vehicle Cover for Fleets & Owner Operators

1300 402 412

Truck insurance is essential for protecting your vehicles, your business, and your livelihood across Australia. Whether you operate a single commercial vehicle or an entire fleet, Earnest Insurance brokers provide tailored truck insurance policies giving you the right level of cover and complete peace of mind on Australian roads.

Complete Truck Insurance Protection Australia

Our Australian truck insurance policies include comprehensive truck insurance, commercial truck insurance, semi-trailer insurance, and tow truck insurance safeguarding your vehicles against accidents, theft, and on-road risks. Whether you need light truck insurance or heavy vehicle cover for big rigs and tractor trailers, we ensure every vehicle in your fleet is fully protected across Australia.

Competitive Truck Insurance Quotes Australia Wide

We offer competitive truck insurance quotes for Australian businesses of all sizes from single vehicle owner-operators to large commercial fleets. Compare fleet insurance options from leading Australian insurers to find affordable trucking insurance that protects every vehicle without stretching your budget.

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General Advice Warning: Any advice provided is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and read the relevant Product Disclosure Statement/Policy Wording before making any decision

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Speciality Sector

Why Do You Need Truck Insurance in Australia?

Truck insurance protects your Australian commercial vehicles and business from unexpected on-road risks ensuring financial stability and operational continuity for owner-operators and fleet businesses across Australia.

Comprehensive Truck & Trailer Insurance Australia

Safeguard your Australian trucks, semi-trailers, and tractor trailers from accidental damage, theft, fire, storm, and other unforeseen on-road incidents keeping your commercial vehicles protected and your business moving.

tractor trailer insurance

Truck Insurance Compliance for Australian Businesses

Meet all Australian regulatory and compliance requirements with national truck insurance tailored for your specific commercial vehicle operations so your business stays legal, protected, and fully operational on Australian roads.

truck insurance quote

Peace of Mind for Australian Truck Operators

Minimize costly downtime and financial losses with reliable commercial truck insurance coverage for all your Australian business needs from owner-operators to large national fleets.

Speciality Sector

How Does Truck Insurance Work in Australia?

Applying for truck insurance with Earnest Insurance is a straightforward process designed to protect your Australian commercial vehicle operations with the best possible cover solution.

Step 1: Contact Our Australian Truck Insurance Brokers

Give us a call or fill out the form to get a free truck insurance quote from our experienced Australian insurance brokers we'll assess your commercial vehicle needs and find the right cover for your fleet or individual truck.

Step 2: Compare Truck Insurance Options Australia-Wide

We compare truck insurance policies from leading Australian insurers making sure your commercial vehicles have the right cover for accidents, theft, cargo, and liability across all Australian roads and routes.

Step 3: Get Covered & Keep Your Fleet Moving

Submit your truck insurance application and get ready for comprehensive commercial vehicle coverage so your Australian trucks, trailers, and fleet are fully protected on the road from day one.

Happy Clients

Our clients love the protection we provide.

Hayden was a real star when it came to our business insurances ! Great service and helped us streamline our policies! Highly recommended !
Business Insurance Reviews from client
Kris Williams
Hayden reviewed our insurances. He made the whole process easy and painless and saved us $$$$$$
Business Insurance Reviews
R Voice
I recently contacted Jashan as I wasn’t satisfied with the level of care and professionalism from my previous broker. Jashan was prompt, precise, reduced my premiums, provided options and tailored policies to best suited my needs.
Customer Testimonial for Earnest insurance brokers
Chad Brewer
Jashan was extremely patient to understand my requirements and took the time to make sure my expectations were met in a timely manor. My experience with Earnest Insurance from start to finish was extremely professional and I wouldn’t hesitate to recommend Jashan as my one stop insurance contact.
Customer Testimonial for Earnest insurance brokers
Clinton Bailey
Has been a pleasure to find the right insurance for us at the right price.
Jashan has been very patient and helpful, thank you very much! Highly recommend!
Customer Testimonial for Earnest insurance brokers
Gold Coast Equestrian centre
Best insurance firm , Jashan was exceptional , I have been in business for 25 years and just thought i would shop around to see if i could get something cheaper , since my premiums kept going up i contacted Jashan and she was able to get me cover cheaper with no fuss and friendly advice and service.
Customer Testimonial for Earnest insurance brokers

Clyde Dvaz

Jashan really listened to our needs as a business and did a mountain of work in getting quotes to bring our premium down which is what you really want from a broker.
Customer Testimonial for Earnest insurance brokers

Martin Yeats

I have just signed up with Jashan for my home and contents, it was an absolutely painless process (!!unheard of with insurance!!) and I highly recommend you giving her a call, even just to review your current insurer for a better deal.  She was extremely efficient and helpful, amended things when I asked on the spot, and the quote was great, better than elsewhere.  Underwritten by Zurich, and a really fantastic open policy, ideal for those of us who live locally, in an area with a bushfire overlay.  Recommended without reservation.
Customer Testimonial for Earnest insurance brokers

Dr Amanda Johnson

Excellent coverage options and competitive rates. Outstanding customer service. Shivani was knowledgeable, friendly and made the process seamless.
Customer Testimonial for Earnest insurance brokers

Basra Sukh

Neha deserves more than 5 stars as she help me a lot with my enquire and requirements. She is so professional and very helpful calm and done the job perfectly highly recommended
Customer Testimonial for Earnest insurance brokers

Jaspal Singh

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FAQs

Find answers to your most pressing questions about Truck Insurance.

What is Truck Insurance?

Truck insurance in Australia is a specialist commercial vehicle policy designed to protect truck operators, owner-operators, and fleet businesses against financial losses from accidents, theft, fire, and on-road incidents. It covers a wide range of vehicles including light trucks, heavy rigid trucks, semi-trailers, tractor trailers, tow trucks, and large commercial fleets operating on Australian roads giving businesses the financial protection they need to keep moving.

What does it cover?

Truck insurance in Australia typically covers accidental damage to your vehicle, fire and theft, storm and weather damage, third-party property damage, legal defence costs, and cargo insurance for goods in transit. Depending on your policy, it can also include tow truck insurance, trailer cover, tools and equipment protection, downtime cover, and roadside assistance. Earnest Insurance brokers compare leading Australian truck insurance policies to find the right commercial vehicle cover for your specific fleet and operations.

How much do I need?

The level of truck insurance you need in Australia depends on the type and value of your commercial vehicles, the nature of your freight or cargo, your fleet size, and the distances you travel across Australian roads. All registered trucks in Australia must hold Compulsory Third Party (CTP) insurance as a legal minimum. Our experienced Earnest Insurance brokers assess your specific commercial vehicle risks and recommend the right level of truck insurance cover for your Australian business.

Can I customise my policy?

Yes — Earnest Insurance offers fully customizable truck insurance policies for Australian fleet operators and owner-operators. You can add cargo insurance, downtime cover, tools and equipment protection, trailer cover, tow truck insurance, and roadside assistance to your commercial motor policy. We tailor your truck insurance to suit the exact needs of your Australian fleet and commercial vehicle operations ensuring no gaps in cover.

How do claims work?

We provide flexible options, including short-term and long-term truck insurance solutions, to suit your business needs.

Still have questions?

We love to talk to you, just give us a call.

Get in Touch

Have questions about insurance? Our expert brokers are here to help.

General Advice Warning: Any advice provided is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and read the relevant Product Disclosure Statement/Policy Wording before making any decision

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