Professional Indemnity Insurance protects your Australian business against claims of negligence, errors, or omissions in the professional services you provide. Whether you need PI insurance for a sole trader or comprehensive professional indemnity cover for a large firm, our policies cover legal defence costs, settlements, and judgments Australia-wide. A professional indemnity policy is essential for any business offering professional advice or services — ensuring you are fully safeguarded against financial losses arising from claims of professional misconduct or failure to perform your duties.
Complete Protection
Our professional indemnity insurance covers claims of negligence, breach of professional duty, and errors or omissions in your services giving Australian businesses and professionals complete financial protection against unexpected legal action.
Affordable Rates
Access competitive professional indemnity insurance quotes, flexible payment options, and a full market overview so you can compare professional indemnity cover options and key policy features from leading Australian insurers to find the right fit for your budget.
General Advice Warning: Any advice provided is general in nature and does not take into account your objectives, financial situation or needs. You should consider whether it is appropriate for you and read the relevant Product Disclosure Statement/Policy Wording before making any decision
Why Do You Need Professional Indemnity Insurance in Australia?
Professional Indemnity Insurance helps Australian businesses and professionals manage financial risks from allegations of errors, omissions, or negligence in the services and advice they provide to clients.

Professional Indemnity Cover for Errors & Omissions Australia
Get fully covered with professional indemnity insurance for all claims arising from professional errors, omissions, and negligence protecting your Australian business reputation and finances from costly legal action.

Comprehensive Legal Coverage with PI Insurance Australia
Our professional indemnity insurance policy covers all legal defence costs, settlements, and judgments across Australia so your business is fully prepared for any unexpected legal challenges arising from your professional services.

Essential Professional Indemnity Insurance for Australian Professionals
Ideal for businesses and individuals offering professional advice or services across Australia our professional indemnity insurance ensures financial security against claims of misconduct, negligence, or failure to perform professional duties.
How Does Professional Indemnity Insurance Work in Australia?
Applying for professional indemnity insurance with Earnest Insurance is a straightforward process designed to protect your professional work and business reputation against unexpected claims across Australia.
Step 1:
Contact Our Australian Professional Indemnity Insurance Brokers
Give us a call or fill out the form to get a free professional indemnity insurance quote from our experienced Australian insurance brokers we'll assess your professional risk and find the best PI policy for your business.
Step 2:
Compare Professional Indemnity Insurance Options Australia-Wide
We compare professional indemnity insurance policies from leading Australian insurers making sure your business has the right PI cover, limits, and terms for your specific profession and risk profile.
Step 3:
Get Covered & Protect Your Professional Reputation
Submit your professional indemnity insurance application and get ready for best-in-class PI coverage tailored to your needs protecting your Australian business and professional reputation from day one.
FAQs
Find answers to your most pressing questions about Professional Indemnity Insurance.
Professional indemnity insurance in Australia is a specialist policy that protects professionals and businesses against financial losses from claims of negligence, errors, or omissions in the services or advice they provide. It covers legal defence costs, compensation payouts, and settlement fees essential for doctors, lawyers, accountants, engineers, architects, consultants, and IT professionals operating across Australia.
Professional indemnity insurance in Australia covers claims of professional negligence, errors and omissions, breach of professional duty, breach of privacy or confidentiality, and misleading or incorrect advice. It also covers legal defence costs, court judgments, and settlement payments arising from your professional services. Earnest Insurance brokers compare PI policies Australia-wide to find the right level of cover for your specific profession and business.
The level of professional indemnity insurance you need in Australia depends on your profession, contract requirements, client size, annual revenue, and any minimum PI cover set by your industry association or government contracts. Many Australian professionals require a minimum of $1 million to $5 million in professional indemnity cover. Earnest Insurance brokers assess your specific situation and recommend the right amount of PI insurance for your Australian business.
Yes Earnest Insurance offers fully customisable professional indemnity insurance policies for Australian businesses and professionals. You can adjust your PI cover limits, add public liability protection, include cyber liability cover, and tailor your policy to your specific profession and business size. We make sure your professional indemnity insurance covers exactly what your Australian business needs.
To make a professional indemnity insurance claim, contact Earnest Insurance immediately when you become aware of a potential claim or complaint made against your professional services. Our experienced Australian brokers will liaise with your insurer on your behalf, guide you through every step of the PI claims process, and work to resolve your professional indemnity claim as quickly as possible protecting your business reputation and financial position throughout.
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